|Category (in euros)||2016||2017||2018||2019||2020||2021|
|Electricity & Gas||included||146||147||147||132||141|
|Cell phone service||10||10||10||10||10||10|
|VPN for US connex.||3||3||2||3||3||3/4|
|Health ins. France||153||153||42||42||44||44|
|Health ins. USA||164||204||0||0||0||0|
|Medical visits & OTC drugs||50||50||50||50||50||50|
|Residency card fee||44||44||44||44||44||0|
|Total/month in euros||2218||1582||1287||1294||1215||1186|
* Notes: 2018 – We joined the national health plan and dropped our USA health insurance. We purchased mutuelle insurance (shown above as “Health ins. France”) that covers some of the out of pocket expenses. This is a personal choice as to how much coverage you feel you need.
2020 – Fiber optic cable was installed in Carcassonne and we opted for the highest speed possible. Lower prices are available. Our boiler (that provides instant hot water and heat) required service and for insurance purposes it must be recertified each year so we purchased a contract. Due to changes in the way our US income is treated for tax purposes (mostly government pensions – IRAs, SS, state pensions) we no longer pay the habitation or TV tax.
2021 – We have our 10 year residency cards so will not need this fee for a while. Not travelling due to Covid-19 meant we were home to use more water, etc. so our budget had to increase for some items.