Learning to communicate

Foreign languages have never seemed all that “foreign” to me, fortunately, at least in the sense of the desire to learn them. In the Peace Corps in South America I learned Spanish in the total immersion sink-or-swim method of living with a family of 12 who spoke no English. Language classes in the day were followed by interaction, meager at first, with the family at night. I still remember that moment at dinner one evening when I realized that I could understand some of what they were saying and asked to be included. From then on I was truly a part of the family.

One of the first big trips that Bill and I took together was to Cologne, Germany to attend language school there, again in a total immersion situation. We even agreed to speak only German to each other which lasted about two days. Since we were in class with students from many different countries, the one common language between all of us was English, so we didn’t get all that much practice with our classmates outside of school. Despite that, we somehow became proficient enough that one evening in a bar, we asked the gentleman who was attempting to speak English to us to please switch back to his native German since that was much easier for us to understand. In hindsight that might have been rude, or it could have been the influence of that delicious Kolsch beer, but at least we continued to communicate through the evening. Continue reading “Learning to communicate”

Assimilation or resistance is futile

Any Star Trek fans reading this will instantly recognize the phrase “resistance is futile” as something uttered by the Borg, a society that goes from planet to planet forcibly incorporating those helpless inhabitants into the all-controlling world of the Borg. Although you could use the word “assimilation” for this process, we plan that our journey into French culture and society will be much more pleasant and certainly not forced. My hope, in fact, is that once we have been resident there long enough to be eligible for citizenship we will take that opportunity especially since we would remain US citizens as well. One of the requirements for that new citizenship is to show that you have become assimilated into the community where you live. We have visited many villages, towns, and cities around France where immigrants have gathered themselves into segregated communities speaking their original language, observing their own rituals, and otherwise behaving as if had moved their own country into France. We have seen this with residents from former French colonies and also with English-speaking immigrants. Continue reading “Assimilation or resistance is futile”

“Meeting” Tracy & Alan

In our world of social media it seems that many words are getting redefined. Thanks to Facebook, “friends” now come in several levels but then the French have always had 7 types which is a subject worth its own blog post. The word “meeting”, which used to be a face-to-face encounter but now you might meet someone with email, instant messaging, or even see them … Continue reading “Meeting” Tracy & Alan

Taxes and other fun topics

Actually this is just going to be about taxes since that alone is fun enough for one blog post. Before we start, just a reminder that we aren’t tax attorneys, so as with everything else on this blog this is just what we’ve experienced and not advice to you. So what kind of taxes can we expect to pay? If you rent a property and are living there on January 1, you have to pay a habitation tax that covers things like police and fire protection, street lights, road maintenance, and other services that anyone who lives in a community might use. Although it varies around the country, a rule of thumb is that it equals about one month’s rent. The owner of the property that you are renting is also paying a higher amount in property taxes. The third tax on that same piece of property is a daily resort fee of about $1 if it is rented out as a holiday home. Continue reading “Taxes and other fun topics”

Health insurance

When applying for your initial long-stay visa for your first year in France and then to remain staying in the country beyond that, you must prove that you have health insurance for your whole stay. This is one of those items that differs from one consulate to another. One will simply state that you must have health insurance while another will be very specific telling you, for example, that there must be a zero deductible with a minimum $50,000 coverage with expatriation to the US included. Some will even list the names of insurance companies that they will accept.

There are two types of insurance that might satisfy this requirement based on the needs of your consulate. Traditional travel insurance that you would get to cover a canceled vacation, lost luggage, car rental damage waiver, etc. often includes adequate medical coverage including repatriation and can often be bought to cover a trip of 364 days. Continue reading “Health insurance”

Catch-22

The key to a successful new life in France is a bank account. With it you can go anywhere and do anything. Without it you are stuck, dead in your tracks. Almost all of your bills are paid directly from it and your income is put directly into it. Your debit card is tied to it and you use that “carte bleu” to pay for everything from restaurant meals, to train tickets, to supermarket purchases. Even your monthly rent or mortgage payment comes right out of your account and into the landlord’s, perhaps at the same bank, and there’s the rub. Continue reading “Catch-22”