In the October blog post Universal health care, I wrote about how everyone in France must have health insurance. We had received our Carte Vitale, the ID card to show that we are part of the French healthcare system, that we present at the doctor’s office, hospital, laboratory, pharmacy, etc. Coverage is generally 70 percent of the cost of the procedure leaving the patient to pay the remaining 30 percent out of pocket or to buy a private top-up insurance policy that costs between 50 and 100 euros per month per person. Coverage for dental, vision, and hearing problems will increase to 100 percent within 2 years. Anyone who has a long term disease such as cancer or diabetes is already covered at 100 percent as are people who are unable to afford additional insurance. We’ve now signed up for assurance maladie complémentaire more commonly called a mutuelle. Continue reading “It’s mutual, I’m sure”

Everyone who lives and/or works in France is required to have health insurance. In fact, it’s treated as a fundamental right in the Constitution with the Preamble stating that the Nation “shall guarantee to all, notably to children, mothers and elderly workers, protection of their health….” When applying for our visa that allowed us to stay here during the first year we had to prove that we had health insurance coverage that would take care of any emergency situations plus pay for sending us back to the US for treatment of anything serious and/or long term during the one-year validity of our visa. A common benefit of travel insurance is repatriation to the country where your trip began, so a policy for that was easy to find and accepted for the visa application. Once you’ve lived in France for at least 3 continuous months you become eligible to apply for Protection Universelle Maladie that we think of as universal health care and we have now been accepted. Continue reading “Universal health care”